Accounts
With different savings options available, we are confident we can help you reach your financial goals!
Checking accounts with no monthly maintenance fees makes Tri-Cities Credit Union the perfect place for you and your money. Become a member today!
Call: 616.842.6320
Regular Savings/Share Account
To establish yourself as a credit union member, you only need a valid photo ID, social security card, and a $5.00 minimum balance. Upon becoming a member, you take advantage of ALL SERVICES offered by Tri-Cities Credit Union, which qualifies you to vote in all credit union elections.
Tri-Cities Credit Union has several different options when it comes to saving for a secure financial future!
- Regular Savings/Shares
- Silver Savings Account
- Certificate of Deposits
- IRAs-Traditional and Roth
- Christmas Club
*Note: Fees may reduce earnings. Please see our Fee Schedule for more information.
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| CHRISTMAS CLUB | 0.2% | $100 | |
| TRADITIONAL IRA | 0.5% | $0 | |
| ROTH IRA | 0.5% | $0 | |
| SILVER SAVINGS | 0.5% | $1000 | $1000 |
| SILVER SAVINGS | 0.7% | $1000 | $10000 |
| SILVER SAVINGS | 0.9% | $1000 | $25000 |
| SILVER SAVINGS | 1.1% | $1000 | $50000 |
| SUB SHARES | 0.05% | $100 | |
| VACATION CLUB | 0.05% | $100 | |
| CHECKING | 0% | $0 |
All savings rates are Annual Percentage Yield (APY). All Tri-Cities Credit Union rates, terms, and conditions are subject to change at any time without notice.
Checking Account
Our checking account has no minimum balance requirement, or monthly service fee! There is no per check fee and we can provide a Debit Card at no cost to you!
Free Checking Account
- Direct Deposit & Payroll Deduction
- NO monthly balance fee or service charge
- NO minimum balance required
- NO per check fee – you can write as many checks as you want
- Free ATM/Debit Card
- Free 24-hour Account Management through Audio Response
- Free Online Banking
- Xtend Shared Branching
Lost or Stolen Debit Card?
Call 1-888-241-2510 to limit your liability!
Young Savers Savings/Share Account
Christmas Club Accounts
Silver Deposit Savings/Share Account
Term Share Deposits
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 12 MONTH CERTIFICATE | 2.53% | $1000 |
| 24 MONTH CERTIFICATE | 2.79% | $1000 |
| 36 MONTH CERTIFICATE | 3.04% | $1000 |
| 48 MONTH CERTIFICATE | 3.04% | $1000 |
| 60 MONTH CERTIFICATE | 3.04% | $1000 |
All CD rates are Annual Percentage Yield (APY). All Tri-Cities Credit Union rates, terms, and conditions are subject to change at any time without notice.
Rates based on the term selected. Penalty for early withdrawal.
IRAs & HSAs
Health Savings Accounts let you set aside money on a pre-tax basis to pay for qualified medical expenses. Use untaxed dollars in a Health Savings Account (HSA) to pay for deductibles, copayments, coinsurance, and some other expenses.
Individual Retirement Accounts:
- Traditional: advantageous for people in a high tax bracket, close to retirement, or expecting to be in a lower tax bracket upon retirement.
- Roth: advantageous for people in a lower tax bracket, are not retiring anytime soon, or expecting to be in a higher tax bracket upon retirement.
Health Savings Accounts:
HSAs are accounts geared towards saving for medical expenses that your High-Deductible Health Plan does not cover. They also offer a tax advantage!
OUR HOURS
LOBBY
Monday:
9:00 AM-5:15 PM
Tuesday:
10:00 AM-5:15 PM
Wednesday – Friday:
9:00 AM-5:15 PM
DRIVE THRU
Monday:
8:30 AM-5:15 PM
Tuesday:
10:00 AM-5:15 PM
Wednesday – Friday:
8:30 AM-5:15 PM
Saturday:
8:30 AM-12:00 PM
ATM Locations
Surcharge-free access to your money, almost anywhere
CO-OP’s nearly 30,000 ATMs means you have more direct, surcharge-free* access to your money than most traditional bank customers do.
