Accounts

With different savings options available, we are confident we can help you reach your financial goals! Checking accounts with no monthly maintenance fees makes Tri-Cities Credit Union the perfect place for you and your money, become a member today!

Call: 616.842.6320

Regular Savings/Share Account

A Regular Savings Account with a $5.00 minimum balance establishes you as a credit union member. This entitles you to take advantage of ALL the services offered by the credit union and qualifies you to vote in all credit union elections.
Tri-Cities Credit Union has several different options when it comes to saving for a secure financial future!
  • Regular Savings/Shares
  • Silver Savings Account
  • Certificate of Deposits
  • IRAs-Traditional and Roth
  • Christmas Club
*Note: Fees may reduce earnings. Please see our Fee Schedule for more information.
Savings RatesEffective Monday, June 1, 2020
APYMinimum
Deposit
Minimum
Balance
CHRISTMAS CLUB0.200%$0.00$100.00
TRADITIONAL IRA0.500%$0.00$0.00
ROTH IRA0.500%$0.00$0.00
SILVER SAVINGS0.150%$1,000.00$1,000.00
SILVER SAVINGS0.250%$1,000.00$10,000.00
SILVER SAVINGS0.350%$1,000.00$25,000.00
SILVER SAVINGS0.450%$1,000.00$50,000.00
SUB SHARES0.050%$0.00$100.00
VACATION CLUB0.050%$0.00$100.00
CHECKING0.000%$0.00$0.00
All savings rates are Annual Percentage Yield (APY). All Tri-Cities Credit Union rates, terms, and conditions are subject to change at any time without notice.

Checking Account

Our checking account has no minimum balance requirement, or monthly service fee! There is no per check fee and we can provide a Debit card at no cost to you!

Free Checking Account

  • NO monthly balance fee or service charge
  • NO minimum balance required
  • Free ATM/Debit Card
  • NO per check fee – you can write as many checks as you want
  • Direct deposit & Payroll Deduction
  • Free 24-hour Account Management through Audio Response
  • Free Online Banking

Order Your Checks Here!

Lost or Stolen Debit Card?

Call 1-888-241-2510 to limit your liability!

Young Savers Savings/Share Account

An account geared towards the development of your child´s savings habit. The qualifying ages for this account are 0 to 18 years of age. There is NO minimum balance fee or service charge for this account.

Christmas Club Accounts

Make your holidays brighter! Open a Christmas Club Account. It´s easy to watch your money grow as you payroll deduct into the Christmas Club.

Silver Deposit Savings/Share Account

Looking for an enhanced savings account to meet your special financial needs? This is a perfect account to earn a higher Annual Percentage Yield without tying your money up in a Certificate of Deposit.

Term Share Deposits

Certificates of Deposit
Certificates provide higher yields on your funds deposited with terms ranging from 6 to 60 months
Certificate RatesEffective Monday, September 28, 2020
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE0.150%$1,000.00
12 MONTH CERTIFICATE0.250%$1,000.00
24 MONTH CERTIFICATE0.350%$1,000.00
36 MONTH CERTIFICATE0.650%$1,000.00
48 MONTH CERTIFICATE0.900%$1,000.00
60 MONTH CERTIFICATE1.260%$1,000.00

All CD rates are Annual Percentage Yield (APY). All Tri-Cities Credit Union rates, terms, and conditions are subject to change at any time without notice.
Rates based on the term selected. Penalty for early withdrawal.

IRAs & HSAs

Save for your retirement and medical expenses with accounts at TCCU!
Individual Retirement Accounts (IRAs) help you save now for security in your retirement years. You can choose from several IRA options, including Roth and Traditional.
Health Savings Accounts let you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in a Health Savings Account (HSA) to pay for deductibles, copayments, coinsurance, and some other expenses.

Individual Retirement Accounts:

  • Traditional: advantageous for people in a high tax bracket, close to retirement, or expecting to be in a lower tax bracket upon retirement.
  • Roth: advantageous for people in a lower tax bracket, are not retiring anytime soon, or expecting to be in a higher tax bracket upon retirement.

Health Savings Accounts:

HSAs are accounts geared towards saving for medical expenses that one’s High-Deductible Health Plan does not cover. They also offer a tax advantage!
*Fees may reduce earning on all savings accounts. See our Fee Schedule for more information.

Our Hours

LOBBY
Monday – Friday:
9:00 AM-5:15 PM
DRIVE THRU
Monday – Thursday:
8:30 AM-5:15 PM
Friday:
8:30 AM-6:00 PM
Saturday:
8:30 AM-12:00 PM

ATM Locations

Surcharge-free access to your money, almost anywhere

CO-OP’s nearly 30,000 ATMs means you have more direct, surcharge-free* access to your money than most traditional bank customers do.