Accounts
With different savings options available, we are confident we can help you reach your financial goals!
Checking accounts with no monthly maintenance fees makes Tri-Cities Credit Union the perfect place for you and your money. Become a member today!
Call: 616.842.6320
Regular Savings/Share Account
To establish yourself as a credit union member, you only need a valid photo ID, social security card, and a $5.00 minimum balance. Upon becoming a member, you take advantage of ALL SERVICES offered by Tri-Cities Credit Union, which qualifies you to vote in all credit union elections.
- Regular Savings/Shares
- Silver Savings Account
- Certificate of Deposits
- IRAs-Traditional and Roth
- Christmas Club
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| CHRISTMAS CLUB | 0.2% | $100 | |
| TRADITIONAL IRA | 0.5% | $0 | |
| ROTH IRA | 0.5% | $0 | |
| SILVER SAVINGS | 0.5% | $1000 | $1000 |
| SILVER SAVINGS | 0.7% | $1000 | $10000 |
| SILVER SAVINGS | 0.9% | $1000 | $25000 |
| SILVER SAVINGS | 1.1% | $1000 | $50000 |
| SUB SHARES | 0.05% | $100 | |
| VACATION CLUB | 0.05% | $100 | |
| CHECKING | 0% | $0 |
Checking Account
Our checking account has no minimum balance requirement, or monthly service fee! There is no per check fee and we can provide a Debit Card at no cost to you!
Free Checking Account
- Direct Deposit & Payroll Deduction
- NO monthly balance fee or service charge
- NO minimum balance required
- NO per check fee – you can write as many checks as you want
- Free ATM/Debit Card
- Free 24-hour Account Management through Audio Response
- Free Online Banking
- Xtend Shared Branching
Order Your Checks Here!
Lost or Stolen Debit Card?
Call 1-888-241-2510 to limit your liability!
Young Savers Savings/Share Account
Christmas Club Accounts
Silver Deposit Savings/Share Account
Term Share Deposits
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 MONTH CERTIFICATE | 2.27% | $1000 |
| 12 MONTH CERTIFICATE | 2.53% | $1000 |
| 24 MONTH CERTIFICATE | 2.79% | $1000 |
| 36 MONTH CERTIFICATE | 3.04% | $1000 |
| 48 MONTH CERTIFICATE | 3.04% | $1000 |
| 60 MONTH CERTIFICATE | 3.04% | $1000 |
All CD rates are Annual Percentage Yield (APY). All Tri-Cities Credit Union rates, terms, and conditions are subject to change at any time without notice.
Rates based on the term selected. Penalty for early withdrawal.
IRAs & HSAs
Health Savings Accounts let you set aside money on a pre-tax basis to pay for qualified medical expenses. Use untaxed dollars in a Health Savings Account (HSA) to pay for deductibles, copayments, coinsurance, and some other expenses.
Individual Retirement Accounts:
- Traditional: advantageous for people in a high tax bracket, close to retirement, or expecting to be in a lower tax bracket upon retirement.
- Roth: advantageous for people in a lower tax bracket, are not retiring anytime soon, or expecting to be in a higher tax bracket upon retirement.
Health Savings Accounts:
HSAs are accounts geared towards saving for medical expenses that your High-Deductible Health Plan does not cover. They also offer a tax advantage!
OUR HOURS
LOBBY
Monday:
9:00 AM-5:15 PM
Tuesday:
10:00 AM-5:15 PM
Wednesday – Friday:
9:00 AM-5:15 PM
DRIVE THRU
Monday:
8:30 AM-5:15 PM
Tuesday:
10:00 AM-5:15 PM
Wednesday – Friday:
8:30 AM-5:15 PM
Saturday:
8:30 AM-12:00 PM
ATM Locations
Surcharge-free access to your money, almost anywhere
CO-OP’s nearly 30,000 ATMs means you have more direct, surcharge-free* access to your money than most traditional bank customers do.
