Fee Schedule
The following are services provided by TCCU which require a fee.
Account Reconciliation (per hour + documents)
Account Histories (per month)
ACH – Early Posting
ATM Transaction
ATM/Debit Card Replacement
Business Account (per month)
Cash Advance (non-TCCU Visa)
Cashier’s Check (under $2,000)
Checking/CP Reinstatement
Check Cashing*
Check Copy
Christmas Club Early Withdrawal
Close Account – within 180 days of opening
Dormant Account**
Escheatment Foreign Check (deposit)
Garnishment/Levy
Identity Theft Protection Insurance per month
IRA/HSA Transfer (to another FI/cash out)
Late Title (per day after 30 days)
Loan Processing Fee (Secured Loans only)
Money Order
Mortgage Modification
Non-Sufficient Funds (NSF)
Online Bill Payment (per month)
Overdraft Transfer/Phone Transfer
PIN Transaction (Debit only) 12 free per month
Pre-paid VISA card
Real Estate Payoff (refinance or transfer)
Returned Item
Returned Mail/Statement
Returned Email
Statement Copy (per month)
Stop Payment/Returned Check
Subpoena/Attorney***
Subordination
Temporary Checks (sheets of four)
Wire Transfer domestic/foreign
Incoming Wire
* (If less than $100 aggregate balance and/or no loans. Waived if younger than 18 years old.)
** (per month, if no activity for 12 months and no other accounts)
*** (per hour) up to 1 hour minimum, +mileage for offsite storage + copy fee
$25.00
$ 1.00
$20.00
$ 1.00
$10.00
$ 5.00
$10.00
$ 4.00
$30.00
$ 5.00
$ 5.00
$ 5.00
$10.00
$ 5.00
Up to $50.00
$45.00
$ 2.00
$30.00
$ 5.00
$40.00
$ 2.00
$500.00
$29.00
Up to $5.00
$ 5.00
$ 1.00
$ 3.75
$15.00
$ 25.00
$ 5.00
$ 1.00
$10.00
$25.00
$50.00
$125.00
$ 4.00
$20.00/$45.00
$ 5.00
ATM Locations
Surcharge-free access to your money, almost anywhere
CO-OP’s nearly 30,000 ATMs means you have more direct, surcharge-free* access to your money than most traditional bank customers do.