*Note: fees may reduce earnings. Please see our Fee Schedule for more information.

Loan Rates - Effective Friday, April 26, 2019
Loan TypeRates as low asTerms/Information
NEW CAR UP TO $15K2.990%60 Month Max
NEW CAR $15-20K2.990%66 Month Max
NEW CAR $20K & UP2.990%72 Month Max
USED CAR $5-10K2.990%48 Month Max
USED CAR $10-15K2.990%60 Month Max
USED CAR $15-20K2.990%66 Month Max
USED CAR $20K & UP2.990%72 Month Max
SHARE SECURED LOAN6.250%60 Month Max
OVERDRAFT LOC18.000%
PERSONAL 36 MONTH11.000%Up to 36 Months
PERSONAL 48 MONTH12.000%37 - 48 Months
PERSONAL 60 MONTH13.000%49 - 60 Months
NEW REC VEHICLE UP TO $5K3.990%36 Month Max
NEW REC VEHICLE $5-10K3.990%60 Month Max
NEW REC VEHICLE $10-15K3.990%84 Month Max
NEW REC VEHICLE $15K & UP3.990%120 Month Max
USED REC VEHICLE UP TO $5K3.990%36 Month Max
USED REC VEHICLE $5-15K3.990%60 Month Max
USED REC VEHICLE $15K & UP3.990%84 Month Max, $40k and up may go up to 120 Month Max
HOME EQUITY - FIXED RATE6.000%120 Month Max
HOME EQUITY LOC6.000%180 Month Max
TERM NOTES8.250%up to 90 Days Max
VISA CLASSIC11.500%
VISA PLATINUM9.500%
HOLIDAY LOAN SPECIAL5.990%12 Month Max

All loan rates are Annual Percentage Rate (APR). All Tri-Cities Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.

Savings Rates - Effective Friday, February 1, 2019
APYMinimum
Deposit
Minimum
Balance
CHRISTMAS CLUB0.200%$0.00$100.00
TRADITIONAL IRA0.500%$0.00$0.00
ROTH IRA0.500%$0.00$0.00
SILVER SAVINGS0.150%$1,000.00$1,000.00
SILVER SAVINGS0.250%$1,000.00$10,000.00
SILVER SAVINGS0.350%$1,000.00$25,000.00
SILVER SAVINGS0.450%$1,000.00$50,000.00
SUB SHARES0.150%$0.00$100.00
VACATION CLUB0.150%$0.00$100.00
CHECKING0.000%$0.00$0.00

All savings rates are Annual Percentage Yield (APY). All Tri-Cities Credit Union rates, terms and conditions are subject to change at any time without notice.

Certificate Rates - Effective Friday, April 26, 2019
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE0.150%$1,000.00
12 MONTH CERTIFICATE0.250%$1,000.00
24 MONTH CERTIFICATE0.350%$1,000.00
36 MONTH CERTIFICATE0.650%$1,000.00
48 MONTH CERTIFICATE0.900%$1,000.00
60 MONTH CERTIFICATE1.260%$1,000.00

All CD rates are Annual Percentage Yield (APY). All Tri-Cities Credit Union rates, terms and conditions are subject to change at any time without notice.

Rates based on term selected. Minimum $1,000.00 deposit required. Penalty for early withdrawal.