Loans & Credit Cards

Whether it´s a new or used car loan, home equity loan, or a mortgage loan - the interest rates and repayment terms at Tri-Cities Credit Union will fit into your financial plans. We have a wide range of loans ready to meet your financial needs.  If you have lost your Visa or suspect that it has been stolen, please call 800-828-3901 right away.


New and Used Auto Loans

TCCU can make buying a car simple by offering pre-approvals.  That way you can avoid negotiating with the dealer on financing and can concentrate on getting a better deal on your car.  With competitive rates, 100% financing, and no application or processing fees, why would you go anywhere else? 

New & Used Recreational Vehicle Loans

Whether you take to the road (RV) or take to the water (boat), the credit union can make that dream possible by financing your recreational vehicle. We´ll float you a loan with a competitive rate and repayment terms that fit your budget. 

Get trusted protection at true savings with TruStage Auto & Home Insurance Program

Tri-Cities Credit Union members can save big on car insurance with the TruStage Auto & Home Insurance Program. Coverage provides a number of popular benefits, so you’ll enjoy true security and get true savings on what matters most.

Some members save even more from all of the discounts offered, including  discounts on car insurance for:

Optional benefits:

Unsecured/Signature Loans

Your signature is all the security you need for a low-cost loan that can be used for anything you want...from buying a new computer to taking your dream vacation!


Mortgages are available directly through Tri-Cities Credit Union OR our affiliation with Member Mortgage. Call JoAnn in the mortgage department directly at 616-481-2654.

Home Equity Loans

Turn the equity in your home into cash to meet many purposes: educational costs, debt consolidation, home improvement, and much more. Homeowners can borrow up to 80% of the appraised value of their homes. Call us for more details.

VISA Credit Card

A Visa Platinum or Classic Credit Card from TCCU gives you all the convenience and worldwide acceptance of the most recognized name in credit cards, but at a much lower cost than other card issuers.


If you have an auto, home or personal loan at another financial institution, you can save money by refinancing at TCCU. We do match competitor's rates.

Credit Life and Disability Insurance

Payment protection is available on many loans at an additional cost. This protection provides payment if the borrower or joint borrower dies or becomes disabled during the term of the loan. For complete details, talk with one of our loan officers.

Additional Loan Services


Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act