Loans & Credit Cards

Whether it´s a new or used car loan, home equity loan, or a mortgage loan - the interest rates and repayment terms at Tri-Cities Credit Union will fit into your financial plans. We have a wide range of loans ready to meet your financial needs.  If you have lost your Visa or suspect that it has been stolen, please call 800-828-3901 right away.


New and Used Auto Loans

TCCU can make buying a car simple by offering pre-approvals.  That way you can avoid negotiating with the dealer on financing and can concentrate on getting a better deal on your car.  With competitive rates, 100% financing, and no application or processing fees, why would you go anywhere else?  Apply Today | Auto Loan Calculator


New & Used Recreational Vehicle Loans

Whether you take to the road (RV) or take to the water (boat), the credit union can make that dream possible by financing your recreational vehicle. We´ll float you a loan with a competitive rate and repayment terms that fit your budget. 


MEMBERS Auto and Homeowners Program

You trust Tri-Cities Credit Union to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS Auto and Homeowners Insurance Program. 

Click here to access MEMBERS Auto & Homeowners Insurance

The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


Insurance Products- MEMBERS Financial Network (MFN)


Unsecured/Signature Loans

Your signature is all the security you need for a low-cost loan that can be used for anything you want...from a loan for a home computer to a loan for a vacation.



Mortgages are available directly through Tri-Cities Credit Union OR our affiliation with Member Mortgage. For scenarios on what would best suit your needs, call TCCU today at 616-842-6320.  Or, call JoAnn in the mortgage department directly at 616-481-2654.


Home Equity Loans

Turn the equity in your home into cash to meet many purposes: educational costs, debt consolidation, home improvement, and much more. Homeowners can borrow up to 80% of the appraised value of their homes. Call us for more details.


VISA Credit Card

A Visa Platinum or Classic Credit Card from TCCU gives you all the convenience and worldwide acceptance of the most recognized name in credit cards, but at a much lower cost than other card issuers.



If you have an auto, home or personal loan at another financial institution, you can probably save money by refinancing at TCCU.  We do match competitor's rates.


Credit Life and Disability Insurance

Payment protection is available on many loans at an additional cost. This protection provides payment if the borrower or joint borrower dies or becomes disabled during the term of the loan. For complete details, talk with one of our loan officers.


Additional Loan Services


Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act