News & Events
JULY Events and Promotions at TCCU
July 1 - August 31: Visa Platinum Card 3.90%APR for the first 6 months on all purchases and cash advances! Have us transfer your balance for you to a low, fixed rate card where the rate will NEVER go up; even with a late payment!
July 1 - August 31: Auto Loan Promotion with area dealerships: Finance with TCCU through your local car dealer (check for participating dealerships). Rates as low as 3.99%APR on most vehicles!
July 31 from 12:30pm to 2:30pm at TCCU - COMMUNITY DAY AND PET ADOPT-A-THON: We are raising money for local animal shelters and will have adoptable pets on-site just waiting for their "fur-ever" homes. For a $5 donation you get a hotdog lunch, beverage, sweet treat, and a ticket for a chance to win a door prize. BRING YOUR PET TO GET MICRO CHIPPED (available to the first 25 pets). Sponsored Tri-Cities Credit Union and by many great area businesses like My Auto Import Center, Haven Animal Hospital, Waddell and Reed, Joann Goodrow (TCCU mortgage consultant), Cool Creations, Goobers Bakery, ColdStone Creamery, Michigan Rag, Booked For The Season, and many more! Can't make it? Consider a donation of $5 or bring in a 7lb or larger bag of cat or dog food or a container of cat litter and still receive a ticket for a door prize - we will call you if you win!
July is a great time to move your mortgage to TCCU! Call Joann, winner of the 2010 People's Choice Award for Best Mortgage Consultant, TODAY at 616-481-2654 to refinance your existing mortgage or finance your new mortgage. Have your mortgage held and serviced by Tri-Cities Credit Union and make your payments here! Rates are at an all time LOW and now is the time to act before they go up.
FORM 1099-INT INSTRUCTIONS - click on the link below
http://www.irs.gov/pub/irs-pdf/f1099int.pdf
MANY THANKS to our great members for voting Tri-Cities Credit Union the BEST/FRIENDLIEST CUSTOMER SERVICE in the Tri-Cities area! We appreciate your membership and promise to continue delivering the best and friendliest MEMBER service. You are more than a customer at TCCU, you are an owner.
Count on a Great Discount!
TCCU is participating in the Invest in America program offered by GM and Chrysler. Take advantage of extra discounts between $250 and $1000 on select GM or Chrysler vehicles. Finance through Tri-Cities Credit Union right at the dealership (Betten/Gage).
NEW AUDIO RESPONSE NUMBER! 888-278-5799
Your Money is Safe and Sound at TCCU
We would like all of our members to know that TCCU is operating safely and soundly according to our most recent annual examination by the State of Michigan. We display our financial statements in the lobby each month for our members to view. As you can see, we have money to lend so there is no credit crisis at TCCU. All deposits are insured by the National Credit Union Administration (NCUA) for up to $250,000, just like FDIC. While we are not immune to the current troubled economy, we have been able to control our losses in the form of conservative lending. Most of the losses in the mortgage industry come from subprime lending (low credit scores or people with very high debt ratios). TCCU does not participate in subprime lending. It may be another rocky year with our delinquency. With more losses from repossessions and bankruptcies, we may be forced to lower dividend rates or raise loan rates slightly to compensate for these losses. If you are experiencing a financial hardship with your loan, we urge you to come and speak with our staff to see if we may be able to help. That is what we are here for! We have withstood the American economy's ups and downs for the past 54 years. Our management is confident that we can continue to survive through the current economic crisis.
Frauds / Scams
NEW DEBIT CARD SCAM as of 12-21-09
We have had several calls regarding members receiving text messages from phone # 1-866-407-4757. The message tells them "This is Tri-Cities CU calling to let you know your ATM card has been suspended. To reactivate call 1-866-407-4757." This number has been shut down; however the text messages continue with new 800 numbers. DO NOT RESPOND TO THIS TEXT MESSAGE!!! We will never send you a text message.
March 27, 2009 - Jury Duty phone scam (resurfacing from 2004)
The caller claims to be a jury coordinator. They say they are calling to warn you that a warrant is being issued for your arrest because you failed to show up for jury duty. If you protest that you never received a summons for jury duty, the scammer asks you for your Social Security number and date of birth so he or she can verify the information and cancel the arrest warrant. They may also ask for banking info so they can supposedly "direct-deposit your jury duty payments in the bank." Do not give out any of this information! The fraud has been reported so far in numerous states. The callers use intimidation over the phone to try to bully people into giving information by pretending they are with the court system. The FBI and the federal court system have issued nationwide alerts on their web sites, warning consumers about the fraud. Check it out here: http://www.fbi.gov/page2/june06/jury_scams060206.htm And here: http://www.snopes.com/crime/fraud/juryduty.asp Also here: http://www.truthorfiction.com/rumors/j/jury_duty_scam.htm
A member received a postcard with the title, "Notices of HUD Rights" at the top. This postcard lists a toll-free foreclosure line to call (1-888-568-6026). It also indicates that "time is running out" to enter into a repayment plan. On the backside of the postcard it states the following:
"As of January 19, 2001, the U.S. Department of Housing and Urban Development (HUD) mandated that all borrowers who had loans governed by their loss mitigation guideline be informed as to their rights to repayment programs. There may be other options for those not governed by these guidelines. If you qualify, these programs will allow the foreclosure to be stopped and the past due payments to be placed at the end of the loan or paid over time. For information on what options may be available to you, call the toll-free hotline as soon as possible."
The member is having trouble making their mortgage payment and when they received this postcard they assumed it came from HUD. They called the number and signed up for some sort of service that required them to send in $2,000. After the money was taken out of the member's account, the member brought the postcard in to the credit union.
The postcard does state things about HUD, but on the front it says "Courtesy of Foreclosure Relief Specialists" and also on the back, in small print, it gives a statement basically stating they are not associated with HUD or their lender.
