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Savings/Checking Info

Regular Checking:

Look what our checking account has to offer!

NO monthly balance fee or service charge

  • NO minimum balance required
  • NO per check fee - you write as many checks as you want
  • Direct deposit/payroll deduction
  • Free 24-hour account Management through Audio Response
  • Free Online Home Banking

Regular Savings/Share Account:

A Regular Savings Account with a $5.00 minimum balance establishes you as a credit union member. This entitles you to take advantage of ALL the services offered by the credit union and qualifies you to vote in all credit union elections.


Rates

Subject to change without notice.

Rates may change after an account is opened.

Definition - APY - Annual Percentage Yield

Please read the Disclosure section on more detailed information on the different savings accounts.

Regular Share/Savings Accounts
(includes sub savings accounts)
Div Rate - 0.40% APY 0.40%
Christmas Club Div Rate - 0.40% APY 0.40%
IRAs - Individual Retirement Account Div Rate - 2.25% APY 2.25%
Silver Savings Account
(Money Market)
Minimum Balance Required - $1,000

> $1,000 to $9,999.99 
> $10,000 to $24,999.99
> $25,000 to $49,999.99

over $50,000.00      

APY 0.90%
APY 1.90%
APY 2.00%

APY 2.15%

Term Share Certificates
(Certificates of Deposit)

Minimum Balance Required - $1,000
Penalty for early withdrawal
>6 month certificate
>12 month certificate
>24 month certificate
>36 month certificate
>48 month certificate
>60 month certificate
APY 2.50%
APY 3.00%
APY 3.35%
APY 3.60%
APY 4.05%
APY 4.30%

 JUMBO CD Special -  NOT AVAILABLE AT THIS TIME

Minimum Balance Required - $10,000

Penalty for early withdrawal     NON RENEWABLE

NOT AVAILABLE AT THIS TIME

 


ATM/Check Card:
One Card is all you need! The ATM/Check Card works as an ATM or as a check depending on how YOU enter the transaction.


Young Savers Savings/Share Account:
An account geared towards the development of your childīs savings habit.  The qualifying ages for this account are 0 to 18 years of age.  There is NO minimum balance fee or services charge for this account.


Christmas Club Accounts:
Make your holidays brighter!  Open a Christmas Club Account. Itīs easy to watch your money grow as you payroll deduct into the Christmas Club.


Silver Deposit Savings/Share Account:
Looking for an enhanced savings account to meet your special financial needs?  This is a perfect account to earn a higher APY (Annual Percentage Yield) without tying your money up into a CD (certificate of deposit).


Term Share Deposits (Certificates of Deposit):
Certificates provide higher yields on your funds deposited with terms ranging from 6 to 60 months


IRAs:
Individual Retirement Accounts (IRAs) help you save now for security in your retirement years. You can choose from several IRA options, including Roth and Educational.


Payroll Deduction:
Make savings a habit by saving part of each paycheck automatically with Payroll Deduction. You can use Payroll Deduction to add to your savings account or to pay your loan payments.  It is also a great way to save for Christmas or other special events.


Direct Deposit:
Your time is valuable.  With Direct Deposit, your paycheck is in your account no matter where you are. Your paycheck, Social Security, pension or retirement check is deposited directly into your account whether you are sick, on vacation, or just too busy to stand in line.  And with 24-hour access to your account, what could be easier?


Audio Response:
By using our Audio Response system, all you need is a touch-tone telephone.  This system provides account information instantly 24 hours a day, 7 days a week with the push of a button. This system is FREE to all TCCU members. From any touchtone phone you can....
* Check deposits
* Transfer money between your credit union accounts
* Make a loan payment
* Verify your account balances, plus much more


ATM Service:
Money at your fingertips. With an ATM Card with us you can:
* Withdraw cash
* Make deposits
* Inquire about account balances


Other Services:
* Money Orders
* Travelers Checks
* Night Deposit Box
* Deposits by Mail
* Notary Service
* Automobile Blue Book Evaluation Guides (N.A.D.A)


Tri-Cities Credit Union
905 Pennoyer
Grand Haven, Michigan 49417
616.842.6320
Fax: 616.842.9064
tri-cities@sbcglobal.net