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Loan Application
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New and Used Auto Loan Rates
(Recreational Vehicle Loans not included.)

Class A - 4.90% APR
Class B - 6.15% APR
Class C - 9.15% APR
Class D - 13.15% APR

See Below for Lengths of Loan Term. Subject to Change without notice.

There is never a processing fee on any loans.

Definitions - APR  - Annual Percentage Rate

Rates Depend upon Individual credit scores.  Certain restrictions do apply.  Must be a member of Tri-Cities Credit Union to have a loan at the credit union.   

Loan Rates

Subject to Change without notice.

There is never a processing fee on any loans.

Definitions - APR  - Annual Percentage Rate

Rates Depend upon Individual credit scores.  Certain restrictions do apply.  Must be a member of Tri-Cities Credit Union to have a loan at the credit union.

LOAN RATES
Subject to change without notice
Interest Rates for New and Used Recreational Loans
  
  Depends upon individual credit score.  Certain restrictions
  do apply.
* Class A - - 6.75%   APR
* Class B - - 7.75%   APR
* Class C - - 9.75% APR
* Class D - - 13.75% APR
New Autos, Vans, Trucks, and Motorcycles   Length of Loan Term -
      >up to $20,000 - - 60 mos
      >$20,001 and over - - 72 mos
Used Autos, Vans, Trucks, and Motorcycles   Length of Loan Term -
     >$5,001 to $10,000 - - 48 mos
     >$10,001 to $15,000 - - 60 mos
     >$15,001 to $20,000 - - 66 mos
     >$20,001 and up - - 72 mos
New Recreational Vehicle Loans   Length of Loan Term -
     >up to $5,000 - - 36 mos
     >$5,001 to $10,000 - - 60 mos
     >$10,001 to $15,000 - - 84 mos
     >$15,001 and up - - 120 mos
Used Recreational Vehicle Loans   Length of Loan Term -
      >up to $5,000 - - 36 mos
      >$5,001 to $15,000 - - 60 mos
      >$15,001 and up - - 84 mos
Share Secured    8.25% APR
Revolving Credit Line   18.00% APR
Home Equity - Fixed Rate, 120 month Loan
Will loan up to 95% of value of home.

Floor of 6% - or prime rate, whatever is higher

Home Equity Line of Credit - Variable Rate

   Floor of 6% - or prime rate, whatever is higher 

Unsecured/Signature and Home Improvements Loans

    Depends upon individual credit score.  Certain restrictions
    do apply.

* Class A - - 11.00% APR for 36 mos
* Class B - - 12.00% APR for 36 mos
* Class C - - 14.00% APR for 36 mos
  * Class D - - 19.00% APR for 36 mos
 
*Class E - - 21.00% APR for 36 mos


* Class A - - 12.00% APR for 48 mos
* Class B - - 13.00% APR for 48 mos
* Class C - - 14.00% APR for 48 mos
* Class D - - 20.00% APR for 48 mos
*Class E - --22.00% APR for 48 mos


* Class A - - 13.00% APR for 60 mos
* Class B - - 14.00% APR for 60 mos
* Class C - - 16.00% APR for 60 mos
* Class D - - 21.00% APR for 60 mos

Class E -- 23.00% APR for 60 mos

Term Notes 9.25% APR

VISA Classic- No Annual Fee. Credit Limit up to $5,000

VISA Platinum - No Annual Fee.  Credit Limit $5,000 to $15,000

11.50% APR

9.50% APR



Tri-Cities Credit Union
905 Pennoyer
Grand Haven, Michigan 49417
616.842.6320
Fax: 616.842.9064
tri-cities@sbcglobal.net