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Great new loans rates! 5.15% APR on all 2002 or newer vehicles. (SEE BELOW FOR LOAN RATE SPECIAL OF 4.90% APR) 6.75% APR on most recreational vehicles. Apply online today and save another 0.10% off these already LOW rates.
Starting September 1 and going through October 31, 2008, we will offer new and used vehicle rates starting at 4.90% APR. This rate is dependant on credit score and will be good on new or used vehicles 2004-2009 and you must finance between $10,000 and $35,000 to be eligible. Current TCCU loans cannot be refinanced, but loans from other banks or credit unions can be refinanced here. Check on what loan rate you are currently paying - chances are, we can beat it with 4.90%APR!
NOTICE TO ALL MEMBERS: Beginning October 1, TCCU will be charging $1.00 for each returned email address we receive. We are being forced by our data processor to clean up bad email addresses and to cover the costs of doing so, we must pass on this fee to our members. In order to avoid the fee you can change your email address with TCCU (changes must be done in writing and with a verified signature).
ANOTHER POSTAGE INCREASE! On May 12, 2008 postage increased from $0.41 to $0.42. If you want to save money on postage, envelopes, and checks we can help! Click on the Demo for EASY PAY to experience Tri-Cities Credit Union's state-of-the-art secure BILL PAY system. Signing up is easy. Just stop in and ask for a sign-up form or call us and we will mail or fax one to you. Think about being able to save on checks and postage each month and eliminate the need to wait in line at the post office or worry about mail theft. WE CAN SAVE YOU MONEY! EASY PAY DEMO
Please read our Frauds and Scams alerts (tab at the left side of the page) - updated 7/17/08
Apply online for an overdraft line of credit. If you are in need of cash in a pinch, this loan could save you hundreds of dollars in overdraft, NSF, and payday lending fees. If you don't use it, there is no charge! Lines of credit go up to $1,000 and are fast and easy to use. Give yourself peace of mind and apply for an overdraft line of credit today! To apply you can log into Home Banking, call 616-842-6320 and ask for a loan officer, or stop in and ask one of our friendly tellers for an application.
The Summer 2008 Newsletter is now available. Click on the link "read newsletter" to read about the latest and greatest news at TCCU! Read Newsletter
LINK TO HOME BANKING BELOW!! Our new link is below in the red box labeled It's Me 247.

HAVING TROUBLE LOGGING IN?? Try these tips: (1) If you have saved our website, www.tricu.org, to your Favorites, re-type the website address and re-save to Favorites. Unfortunately changes do not carry over into saved Favorites. (2) Do you have the latest version of your web browser? Internet Explorer and Fire Fox are popular browsers. Fire Fox should be version 2.0 and Internet Explorer should be 7.0.
Remember, you can now reset your PIN number for Home Banking yourself by answering your security questions. If you have not yet seen this unique new feature, log-in to Home Banking and check it out!
Form 1099INT Instructions
NEW AUDIO RESPONSE NUMBER! 888-278-5799
Scroll down for information on Shared Branching!
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Shared Branching, a new FREE service that allows TCCU members to use other participating credit unions for transactions like withdrawals, deposits, loan payments, and transfers, is NOW AVAILABLE! Members must submit an application at TCCU to be signed up. See any staff member for details! Look for the Xtend logo at participating credit unions.
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Notice to Inquirers and Loan Applicants
You have the right to submit a written application for a mortgage loan or a home improvement loan or to request written information concerning typical loan terms that we are currently offering on mortgage loans and home improvement loans. It is illegal to establish a minimum mortgage amount of more than $10,000.00 or a minimum home improvement loan of more than $1,000.00. It is illegal to deny a loan or vary the terms and conditions of a loan because of the racial or ethnic trends or characteristics of the neighborhood or the age of the structure, but not because of its physical condition. If your application for a loan is rejected, you have a right to a written statement of the reason for the rejection. If you are granted a loan but the amount required for down payment, the interest rate, term to maturity, application procedure, or other terms or conditions of the loan vary from terms or conditions offered in other neighborhoods, you have a right to a written statement of the reasons for the variation. The rights described in this notice are set forth in and limited by Act No. 135 of the Public Acts of 1977. If you believe that your rights under this act have been violated, you should contact the Office of Financial and Insurance Services of the Michigan Department of Commerce.

Tri-Cities Credit Union
905 Pennoyer
Grand Haven, Michigan
49417
616.842.6320
Fax: 616.842.9064
tri-cities@sbcglobal.net
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